More than one in 10 Britons who took on debts to fund Christmas 2011 are still paying off their loans as this year's festive season approaches, research has found. The Money Advice Service said that two-fifths of people across the country (41%) think that this Christmas will be harder to afford than last year. Nearly half (49%) of those surveyed took out a loan or went into more debt to get themselves through the festive season last year - and 13% said they are still paying the money off. People living in the East are the most likely to be concerned about how they will fund their celebrations this year, followed by those living in the North East and Yorkshire and Humberside. The study of more than 2,000 people found the typical total Christmas spend this year is expected to come to just under £592, representing a £46 increase on last year. With the average spend for Xmas at £592.00, what will you be spending you tight fisted gits......! I note that most of the Poor come from upt North and East....so how are you poor cunts going to cope?