I have moved out to Abu Dhabi to work. I did the dutiful thing and then informed XPAX of my new address. Their reply - "since you now live outside the European Economic Area we can no longer insure you therefore this policy is cancelled" (after seven years of payment). I have queried the word "live" as that is not the same as reside. They now tell me that as long as I come back to the UK once every six months my cover will remain. All I have to do is tell them I am back, even if only for one day. Can this be right? It's a bit different to the glossy brochure I got last year which says all us oldies are now covered anywhere in the world. This must affect a lot of us - any advice?