Thomas Harding By Thomas Harding, Defence Correspondent 10:00PM GMT 27 Jan 2012 Sheenie Chant, who was seven months pregnant when she was widowed, said she has been forced to go cap in hand to private school to ensure her son has a good education as there is no provision for young children. She has also accused politicians of gross insensitivity in failing to apply the Military Covent to war widows when it comes to taxing and assessing their pensions. Regimental Sergeant Major Darren Chant was among five unarmed soldiers killed by a rogue Afghan policeman in Helmand in November 2009. Mrs Chant had just given birth to their son George when it was assessed her widows pension was worth £19,000. The familys joint income had dropped from £65,000 after she left her £22,000 job as an accountant at the Royal Military Academy Sandhurst to bring up George. RSM Chant, who was about to be commissioned as an officer, had served in the Army for 22 years accruing a pension worth £15,000 a year. Related Articles RAF Northolt 'may be sold' 25 Jan 2012 Protecting civil service while troops are sacked is 'grotesque' 25 Jan 2012 Afghanistan needs £165 million a year from Britain after troops leave 18 Jan 2012 Mrs Chant argues that this has only been topped up by £4,000 and does not recognise his future earnings, his age or her loss of employment as well as compensation for his death. She is the first widow to speak out about the financial difficulties but says a number of Service widows share her distress. Widows are the forgotten ghosts of war, she told The Daily Telegraph. They give us enough not be on the breadline but not enough to give us the options that would have been there had our husbands lived. There is feeling of uneasiness to speak of the financial implications of our husbands deaths but on a personal level I was completely shocked on how clumsy and blunt it all is. Tax is deducted, which essentially is taxing a dead mans pension. This is all nothing short of disgraceful and a money saving scheme. As an officer RSM Chant, 40, would have served a further 15 years during which he would have been entitled to the Continuity of Education that pays up to two-thirds of school fees. But although George receives a MoD grant of £3,000 a year his mother has been forced to seek a bursary which has been generously granted by a top public school. Im afraid they have acted with dignity where others have not. Darren made the ultimate sacrifice for Queen and country. How is the Govenrment honouring that sacrifice? She was shopping in a Camberley supermarket when her father called to say two Army officers were at the house. There was a rush of emotions kept thinking he cant be killed, he cant be dead. Youre pregnant but the lioness of motherhood kicks in immediately and the little man is protected. RSM Chants funeral was in the Guards Chapel, London, where he had married Sheenie only four months earlier. Having survived tours of Northern Ireland, Bosnia, Kosovo, Iraq and Afghanistan Mrs Chant saw her husband as indestructible. The only way Darren could be killed was in an unfair fight. It is understood that Gulbuddin, the rogue policeman, has probably been killed since the attack. When he meets his Maker Im sure Darren will be at the door waiting for him ready to have a quiet word, Mrs Chat said. Her husband was demonstrably brave. On one occasion in Helmand in 2007 he carried a limbless soldier a mile to a helicopter following a firefight. Since his death the Grenadier Guards have been loyal, decent and shown genuine love for me and George but have been mortified by her financial situation. Its never discussed, the aftermath of what happens to widow, she said, speaking from her home in Camberley. Mrs Chant, 35, has raised the issue with ministers from the previous government and has yet to receive a reply to a letter she sent to David Cameron. With the Military Covenant coming up where are we in all of this, war widows and children of fallen? We dont want token gestures. Ultimately Darren died protecting the very freedoms they enjoy sat in Whitehall but our issues are just white noise to them.