Where will your kids live ? ...another petition.

George Clarke is on a crusade to get more council homes built and I agree with him , youngsters are worse affected trying to get onto the housing ladder so have to rent , rental terms are are unacceptable as anyone can be kicked out with two months notice without any reason,

 

LJONESY

On ROPS
On ROPs
George Clarke is on a crusade to get more council homes built and I agree with him , youngsters are worse affected trying to get onto the housing ladder so have to rent , rental terms are are unacceptable as anyone can be kicked out with two months notice without any reason,

Now I see why you are trying to help your kids out with a house. I apologise for being a fecking retard and not understanding the housing crunch you folks have.
 
Too many people and not enough houses have created a big fcuk up here , to buy you have to be on a substantial salary and have a good employment contract , in addition generally you will need a 10% deposit to put down.


Whats the deal in the US ? I`ve not been over for years.
 

LJONESY

On ROPS
On ROPs
Too many people and not enough houses have created a big fcuk up here , to buy you have to be on a substantial salary and have a good employment contract , in addition generally you will need a 10% deposit to put down.


Whats the deal in the US ? I`ve not been over for years.
It depends on what type of loan you qualify for and use.

 
My only gripe about the programme was when he announced that his mother had bought her council house under the right to buy scheme.
He looked a little embarrassed to be honest and smacked of hypocrisy.
 
My only gripe about the programme was when he announced that his mother had bought her council house under the right to buy scheme.
He looked a little embarrassed to be honest and smacked of hypocrisy.
I cant see a problem with people buying there council house so long as the council is obligated to spend the proceeds on building another rental house and not pay themselves bonuses and piss it up the wall.
 
I cant see a problem with people buying there council house so long as the council is obligated to spend the proceeds on building another rental house and not pay themselves bonuses and piss it up the wall.

You did watch the programme? Eighty % of the right to buy dosh goes to central government and the remaining 20% to the council which won't buy dicky.
 
I cant see a problem with people buying there council house so long as the council is obligated to spend the proceeds on building another rental house and not pay themselves bonuses and piss it up the wall.
Don't think the LAs will ever go down the owning of their own rental properties again. Thats very much the remit of the Housing Associations or the joint ownership schemes geared for key staff life emergency service personnel.
Local councils need to seriously grip the planning process which is out of control, and nail the developers not only with a decent % of social housing per scheme - but also ensuring they are up to a decent environmental grade.
The right to buy scheme meant many people got very rich quickly and meant there was no safety net for those who needed it. Nowadays the lending criteria precludes any one earning under about £40k with deposits from getting into the market.
 
You did watch the programme? Eighty % of the right to buy dosh goes to central government and the remaining 20% to the council which won't buy dicky.
Doesn't even sort the infrastructure out. How many new estates have you see go up who do nothing beyond the signage and the new curbs. The roads outside are knackered within months by the cable companies and the sewers aren't able to cope with the extra couple of hundred new homes
 

ugly

LE
Moderator
My kids live with us and will be there to delete my gilf porn collection when I die
 
Councils already can build more of their own houses. They choose not to. They ask developers to ensure a certain percentage of homes will be affordable. Great. There is a plan north of Fareham, Hampshire to build a new town (sorry, “garden village”) of anywhere between 6000 and 10000 houses with schools, infrastructure etc. The place will be built in four phases, and is hugely behind already in that nothing has been built when we should have about 1000 by now.
The land is owned by one person who is already building in south Hampshire, so he can wait. Now the council have granted permission in principle, the developer can sit back and watch the land’s value grow.
On top of this, the council set a percentage for each phase to have a number of affordable homes to be built. Within that outline plan the developer can defer building affordable houses until the next phase. And at the end, they don’t have to build any if it becomes unprofitable.
Whilst this development stalls, the council now admit they have to build thousands more in the borough (nasty central governments fault, not theirs. No way). Despite selling the new town as the cure to ad hoc development.
I doubt any of the new (extra) houses will be affordable, despite our council’s penchant for land-banking.
I see the main issue as one of incompetence. Attending council meetings has been an eye opener. Some councillors have no idea where other wards are, and where the borough extends to. You can cycle from one end to the other in half an hour. All they have to do is turn up and vote the way they are told.
 
Too many people and not enough houses have created a big fcuk up here , to buy you have to be on a substantial salary and have a good employment contract , in addition generally you will need a 10% deposit to put down.
Nope. Be frugal and accept short-term comfort/social loses for long-term gains.

Graduated 1988, bought house 1991 with 50%* deposit.

How? High pay - No. No holidays, rented cheapest room I could find in shared house close to work (one was an 8'x6' bedroom with only a bare bed) ate packed lunch; next to no alcohol, meals out, take-aways, starbucks, buying lunch - save every penny as I wanted to buy flat/house.

Buy house - base rate was 10.375% not today's 0.75%; have a lodger.

"If there's a will, there's a way"

.
* btw to buy same house now the same cash saved would be ~15% deposit, however wages now much higher thus % of salary saved less than 1/3 of % of salary I saved

.
Now the contentious, but true bit:

Why is housing so expensive: population growing faster than new housing built due to immigration and planning & other Gov't regulations.

Solution: less Gov't interference in building & rental markets

** Gov't in ~2017 decreed 8'x6' bedroom I freely chose to rent is too small and illegal - third bedroom in many properties now lie empty increasing rent and reducing supply.
 
Nope. Be frugal and accept short-term comfort/social loses for long-term gains.

Graduated 1988, bought house 1991 with 50%* deposit.

How? High pay - No. No holidays, rented cheapest room I could find in shared house close to work (one was an 8'x6' bedroom with only a bare bed) ate packed lunch; next to no alcohol, meals out, take-aways, starbucks, buying lunch - save every penny as I wanted to buy flat/house.

Buy house - base rate was 10.375% not today's 0.75%; have a lodger.

"If there's a will, there's a way"

.
* btw to buy same house now the same cash saved would be ~15% deposit, however wages now much higher thus % of salary saved less than 1/3 of % of salary I saved

.
Now the contentious, but true bit:

Why is housing so expensive: population growing faster than new housing built due to immigration and planning & other Gov't regulations.

Solution: less Gov't interference in building & rental markets

** Gov't in ~2017 decreed 8'x6' bedroom I freely chose to rent is too small and illegal - third bedroom in many properties now lie empty increasing rent and reducing supply.
I`m a bit older than you and you actually had it a lot easier than it is today , mortgages were a doddle to get , very different today.
 
Councils already can build more of their own houses. They choose not to. They ask developers to ensure a certain percentage of homes will be affordable. Great. There is a plan north of Fareham, Hampshire to build a new town (sorry, “garden village”) of anywhere between 6000 and 10000 houses with schools, infrastructure etc. The place will be built in four phases, and is hugely behind already in that nothing has been built when we should have about 1000 by now.
The land is owned by one person who is already building in south Hampshire, so he can wait. Now the council have granted permission in principle, the developer can sit back and watch the land’s value grow.
On top of this, the council set a percentage for each phase to have a number of affordable homes to be built. Within that outline plan the developer can defer building affordable houses until the next phase. And at the end, they don’t have to build any if it becomes unprofitable.
Whilst this development stalls, the council now admit they have to build thousands more in the borough (nasty central governments fault, not theirs. No way). Despite selling the new town as the cure to ad hoc development.
I doubt any of the new (extra) houses will be affordable, despite our council’s penchant for land-banking.
I see the main issue as one of incompetence. Attending council meetings has been an eye opener. Some councillors have no idea where other wards are, and where the borough extends to. You can cycle from one end to the other in half an hour. All they have to do is turn up and vote the way they are told.
FBC are a shower of shite and Woodward crowns it. The planning applications and approvals are all available to see online, at least the one's the council don't mind you seeing. Near where I live they're about 2/3rds for where there are Tree Preservation Orders and folk want to prune back. I have no idea how many TPOs there are close to where I live (Castle Street) but it must be 1000's!! Yet developers seem to have little problem getting approvals (in fact the council point out the sites they want developing). Welborne is going to be a long long long time coming, if ever, whilst the prime sites (where developers will not build infrastructure) get picked off one by one.

And breathe.
 

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