The MiL died in March, left no will. Probate has been sorted, the house is left to the wife and her brother. They've come to an agreement that the MiL's partner can live there until he pops off. He doesn't pay rent but does pay for the upkeep at the moment, that is redecorating to his standard, paying for contents insurance and utilities. Wife has mentioned getting a contract drawn up between all 3 so that her brother (a complete waster) doesn't try to sell the house on his own. There is a substantial cash amount to be divided between the kids and building insurance needs to be paid yearly which has been sorted. The question is will it need to be normal building insurance or Landlords insurance.
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