It's only money, You've helped your lad to make his way in life, and that's what matters,I was planning to retire at 55 three years later I’m still working. Unfortunately for me the wife decided to lend our lad the majority of our savings to buy a house as she did not want him to have a mortgage and to help his business out. I most most peed off mainly because she thought I would not mind so did not bother to tell me. We hardly speak now as to my lad yes his business is doing well and he has a nice house but again we almost never speak. Having your retirement plans trash tends to put you in a bad mood.