Last month I was involved in a collision. I informed my insurance and heard nothing from them, no letters or phone calls from them. On Tuesdays I received a letter from a soliciters informing me that the person who had crashed into me was making a claim for the car being written off as well as whiplash. I rang my insurance company yesterday and informed them of this, I explained I hate a statement I had written regarding the incident as well as photographs and sketches. I was told to email this to them and they would fight my case. Now, last night I discovered something on the DVLA website regarding the car that struck me. The DVLA confirmed to me today that at the time of the accident the vehicle driven by this lying cowbag was unlicensed (no road tax). I rang my insurance company who told me they had already made the payment prior to me even sending in my evidence and admitted it was I who was at fault. I asked why they had not contacted me at all the moment they found out a claim was made and claimed they had sent paperwork to myself after I had the accident, this is a lie as I received nothing from them and they didn't even bother with a phonecall to myself. Where do I now stand legally having had her crash into me whilst driving illegally both inrespects to her and my insurance company giving me no notification of the claim. I've tried contacting VOSA to find out if there was an MOT on the vehicle at the time as if it was untaxed there is every chance there was no MOT. Unfortunately the police were also unable to help with providing this information. I feel as if I am fighting something of a vertical challenge when I was hit by someone who should not have been on the roads in the first place.