We do the CLA, crufts, a few big country events and can’t risk losing sales
Yes, but there are so many different card issuing companies now that it could take a long time for a pattern to emerge, and only then if all the card issuers work together, which they do only in cases of reported loss or theft. It's happening, so I guess whoever is doing it has worked out a way.I don't doubt your story. What I am saying is that Visa/MC etc, would quickly identify the thieves account even if only 50% of the victims reported it. Not only that, but the tealeaves would be paying visa for the use of the pos machine so they or the owner of the pos, will be known to them.
Asda? I didn't have you marked down as a schemie.Not quite correct, reasons are here:
The new rules which mean your card could be declined for no reason
I had my card declined in Asda on Friday, after using it OK in multiple places.
It can be a bit of a double-edged sword if you're not Dutch. Of the supermarkets, Albert Heijn are a pain as they only accept Netherlands issued cards.I was in Holland for the Arnhem 75 commemorations and was amazed at just how widespread the use of a cashless system was. While we have maybe 1 card only check out they have only 1 cash only check out. Worked very well and a lot quicker.
The USA are incredibly backward, on my last trip down, late last year, I had my card run through 70s imprint machine.First trip over the pond 6 years ago and I was surprised to see them at every shop I went in, signatures were never checked; which was just as well as I would have had to sign the back of the card as well.
On getting into Canada it was back to chip and pin.
The U.S. is slowly catching up, but I agree in general. We only got some PIN enabled cards towards 2010/12 .....and that's with a lot of screaming and dragging....as a lot of tourists abroad couldn't sometimes make their payments in lots of places.Came across a few places in Boston, (USA, not the flatland one), still using those things this summer. The US is very backwards with it's banking. Contactless was just about unheard of.
Did a few weeks in the UK this summer gone. Was a bit weird, getting used too using cash again. Even weirder were places that didn't even have the option of card readers. Cash or go elsewhere. On more than one occasion I asked about the second till in the back room. Some laughed, some frowned, one asked me too " Get the feck out!!"
You aren't correct. I work for a leading retailer in an I.T. capacity and one of my responsibilities is chip and pin pads in our stores. We are still accepting contactless payments and will continue to do so.If so, in this happy seasonal spending binge fest, you may find your card bring bounced by some retailers even though it is valid and not maxed out.
Visa & Mastercard have dropped their contactless floor limits to zero, which means all transactions must be authorised.
In many cases low value transactions were authorised automatically by retailers point of sale terminal even if Coms. with the Visa or Mastercard mothership had temporarily dropped out.
How do I know this? Thanks to scenes of utter panic and distress: cashless society hipsters denied their coffee in a Costa coffee shop this morning.
Banks are mega. I work for one and they pay me easily twice what I was on as a Captain, before bonus. You're only a mug if you let yourself be one.Contactless, it clear that the banks think that Joe Public are nothing better than mugs. I for one do not bank with a bank but with a credit union. They offer most of the same services that the banks offer without the rip off element.
Many many moons, Barclays trialed a system in Swindon, called Mondeo. Basically you went to one of their branches and topped your card up with cash and then you could spend the contents at various shops using a reader device. This was not long after the introduction of ATMs. Great, the beginnings of the cashless society. Well no not quite, as some 16year old had developed a way with his ZX to put money he didn’t have on his card and was having all his christmases and birthdays at once. Once apprehended the system disappeared as quickly as it appeared.
Scanning contactless cards with easily purchased card readers is simply an updated 16year old schoolboy.
least you forget, when the banks got their way with the removal of the truck act (which also allowed for the sending up chimneys of little boys, and little girls down mines, as well as an employer not to continue to pay employees in cash). The banks have looked at every increasing ways of extracting money from working class people to give to the rich. It has been reported in the press today that banks have plans to rip off loyal customers with authorised overdrafts at 39% rates of interest. What is the Bank of England base rate? Oh yes 0.75%. In banking terms, totally justified then.
I remember the days before the Truck Act was repealed. I was working at British Rail Loco Works in Derby. Every Friday morning the cash van used to arrive and the place was locked down until 1000 pay packets had been made up for the blokes in the workshops. They were paid at lunchtime and a lot of them disappeared until Monday immediately afterwards.least you forget, when the banks got their way with the removal of the truck act