Chaps, Once again I lay myself at the mercy of ARRSEr's counsel & wisdom. A while back I was abroad and lost my passport. A bit of an inconvenience, but a quick visit to the British Embassy and parting with some cash quickly saw me issued an Emergency Travel Document. On returning home I filed an insurance claim, as loss of passport was covered. However at the time I only reported it to the Consul as per the insurance instructions. They have sent my application back asking for two things: Confirmations of how long you had left to run on your passport - how do I find this out given the passport was lost?! The original police report issued - as the passport was lost, there was no crime and I did not report it to the police! Now I expect some incoming for losing it and not reporting it to the police - but because of this fact are the insurers just looking for a reason not to pay out?