Any pension/finance black belts out there? I am leaving after having eight years Svc, with something like three of those years paying in AVC. My question is whether it is worth me transferring my fund (in the small window I have once out) into my new employers pension (Civ Pol). I know both pensions are good Govt backed options, is it worth me bunging it all into the Civ Pol one, or simply let it sit where it is until retirement age? I thought I would moot this subject here first before I try independent financial advice.