I rejoined the army in december '07 after a 3 year break, I have joined the RAC and am keen to transfer due to non enjoyment of my job basically. My mum died 2 weeks ago and now want to leave the army to be closer to the remaining family and enjoy life. If I transfer will I incur a time penalty and be forced to spend more time in ?? I can sign off in just over a year from now and am happy with that. I would still like to transfer though and see my last 2 years where I will enjoy it more. I would ask CMO but it doesnt exactly look good !!