Tragedy or Young lads not wanting to spend?

#2
Its a load of bollocks and 100K of cover with PAX or forces financial is nowhere near 70 quid a month.

As someone on tour gets the bonus, LSA and do not pay for food or accommodation (singlies) and may be eligible for UWA and ULA, I'd say the Mail is trying to rev up the outrage bus again without researching their story.
 
#3
Pax is affordable for anyone in the army on tour there is no excuse for not having it. If lads choose to ignore the advice to take it out then it's no fault of the army.
 
#4
As Stacker says, load of shit from the papers. Why can 50 soldiers not afford it, but the 1000s of others on the same pay or less can.

Either stupid shit admin ******* just wanted more beer tokens, or they didn't want it because they didn't think it could happen to them.
 
#5
Well now, my Cat A EOD insurance costs $US6800 per year and is paid by my employer (except for the last mob which was an NGO so I paid it myself).

I don't see why the MOD doesn't pay for it. That or increase soldiers salary to, er, lets see, £26000?
 
#7
I'm a young jock & have PAX, kit & life / serious illness insurance (took out the latter as I'm married, it covers certain stuff PAX doesn't & costs less than £30 a month anyway). Our company CoC had all the lads attend a Forces Financial brief & created the opportunity for everyone to square away insurance during working hours.

Most blokes didn't take it as it would be less cash for booze, clothes, junk food & whores.
 

Legs

ADC
Book Reviewer
#8
Most singlies don't buy Life Insurance. Why would they? They have no-one depending on their income who will be left penniless if they die. Personal Accident yes - that's just common sense and most soldiers have that (certainly in my Bn where we have had briefings, Pre-DACs, insurance clinics and so on), but why would they waste cash on Life Insurance?
 
#9
Most singlies don't buy Life Insurance. Why would they? They have no-one depending on their income who will be left penniless if they die. Personal Accident yes - that's just common sense and most soldiers have that (certainly in my Bn where we have had briefings, Pre-DACs, insurance clinics and so on), but why would they waste cash on Life Insurance?
Which is why I didn't when I went on tour last time and which is why I probably won't when I deploy soon. The NAAFI people couldn't understand why I refused to sign up despite me explaining this to them.
 
Z

Zarathustra

Guest
#10
As others have said it's a load of bollocks, in the last couple of months my lot have had briefs from PAX, Force Financial and Abacus. It's always hammered home not only by the CoC but also the more senior blokes who've got a couple of tours under their belt. When we have MCCPs there is always a stack of Pax forms on the desk where they check if you have insuarance.

Is there still the form that has to be signed every few month stating if you have insuarnace and if you don't that you understand the implications?
 
#11
During the Vietnam war, the US Army's insurance people made a killing. They sold insurance to draftees on the basis that the more insurance you had, the less likely Uncle Sam would have you put in harm's way. Go for the maximum cover and you will never get posted to a combat zone.

Of course it was all bollocks sold to naive draftees in boot camp.
 

OldSnowy

LE
Moderator
Book Reviewer
#14
When I was a singly soldier, many years ago, I took out no life insurance as there was no need. When I got commitments later, I got life insurance - it's not difficult. Legs is 100% correct here - it's not a scandal, or even news.

What it is, is it's a load of complete tabloid bollocks.
 
#16
What it is, is it's a load of complete tabloid bollocks.
Not only tabloid bollocks apparently,

Mr Murphy also discovered that as many as 35,600 troops have served in Afghanistan – braving Taliban bombs, mortars and ambushes – without life insurance. Another 26,400 took out less than the maximum cover.
‘It is a real concern that there are so many service personnel without life insurance,’ he said.
‘The Government must do more to ensure it is affordable and available for those making huge sacrifices and taking enormous risks.
‘Forces families understand the importance of this issue and will expect their loved ones to receive the highest levels of information, support and care"
 
#17
Taking out personal accident and life insurance is a personal choice and not the governments or the CoC, who can only advise. These guys are adults and should take responsibility for their own lives.

If these guys prefer spending their dosh on beer, so be it, but then they can't whinge about it when the smelly stuff hits the fan. Even if they're singlies taking out life insurance would mean that they could leave a wad of cash to their mum/dad/girlfriend etc, should the worst happen, if for nothing else, at least to help with funeral arrangements. But young men always believe they're invincible, and that it won't happen to them.

I'm a singly, but I have full whack on PAX, both personal accident and life insurance. If I snuff it, the cat gets everything...
 
#18
If these guys prefer spending their dosh on beer, so be it, but then they can't whinge about it when the smelly stuff hits the fan. Even if they're singlies taking out life insurance would mean that they could leave a wad of cash to their mum/dad/girlfriend etc, should the worst happen, if for nothing else, at least to help with funeral arrangements. But young men always believe they're invincible, and that it won't happen to them.
I cant remember the figures but the MOD give a fair whack of cash to singlies family should they die on tour, more than enough to cover funeral costs.
 
#19
I cant remember the figures but the MOD give a fair whack of cash to singlies family should they die on tour, more than enough to cover funeral costs.
Yes, all service personnel are entitled to a military funeral, but there are some restrictions. For instance, service personnel can choose to be buried or cremated, but there are limitations on the burial. There's a JSP regarding this (can't quite remember which one), but if service personnel are buried in none military sites, then the MoD is not responsible for the grave's maintenance, that is left up to the family, which could cost a bit of money. Families, quite understandably, want the graves of their loved ones near so they can visit them.

However you look at it, a wad of cash, whether to help with the funeral costs, or just to pay for the biggest wake in history would help the family.
 

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