Strippers + Credit Card = £5,000 debt Advice Needed.

#1
Good morning Fellow Arrsers,

Last night I heard a tale of a young man who ventured into a well known London strip club, the next day he awake with no memory of the night before. He checked his online banking and found he had maxed out all of his credit cards to the sum of £5k.
He is a little worried that he has been scammed. Other than trying to get an itemised bill and recepts of the transaction from the night. What else can he do?
Could approach the establishment and arrange a meeting with the manger to see if it was a legitamate night out or could he head down to Charing Cross nick and ask to speak someone in freud or vice (is there still a CX vice squad?).

It maybe that he was a mong and spunked his cash ligitimately. Who know's!

Advise needed.

P.S Just to add it was was not me. Being a tight fisted Scot I refuse to pay for woman :D :D :D
 
#3
How did they find his card, when on the raz mine lives in the sole of my shoe, It takes a big man to knock me down but it takes a very brave one to remove my shoes
 

The_Duke

LE
Moderator
#4
tropper66 said:
How did they find his card, when on the raz mine lives in the sole of my shoe, It takes a big man to knock me down but it takes a very brave one to remove my shoes
But only one bumbling Mick to turn you into a walking collander....
 
B

Biscuits_AB

Guest
#6
tropper66 said:
How did they find his card, when on the raz mine lives in the sole of my shoe, It takes a big man to knock me down but it takes a very brave one to remove my shoes
That's more down to the smell than anything else.
 
#7
Bravo_Bravo said:
Police issue.

.
My bold - Good thinking to head down to CX. There's hundreds of Met officers in the same predicament with Amex cards. So much so, that they're holding an 'amnesty' for them to 'fess up :D

On a serious note however, best of luck to him.
 
#8
The_Duke said:
tropper66 said:
How did they find his card, when on the raz mine lives in the sole of my shoe, It takes a big man to knock me down but it takes a very brave one to remove my shoes
But only one bumbling Mick to turn you into a walking collander....
If he had smelt my feet he would never have been unable to get in range, with a howitzer
 
#9
Bravo_Bravo said:
Police issue.

Sounds like he has been drugged and robbed.
Sounds like he has spunked the cash up the wall to me.

Any evidence of assault? As for drugging him, I doubt it. Get anyone pissed enough and they won't know what happened to them and will wake up in the gutter penniless.

He should take more care in future, and don't expect the Police to take it seriously. The credit card company may accept the story if pattern matching suggests fraud, but don't bank on it.
 
#11
walt_of_the_walts said:
Bravo_Bravo said:
Police issue.

Sounds like he has been drugged and robbed.
Sounds like he has spunked the cash up the wall to me.

Any evidence of assault? As for drugging him, I doubt it. Get anyone pissed enough and they won't know what happened to them and will wake up in the gutter penniless.

He should take more care in future, and don't expect the Police to take it seriously. The credit card company may accept the story if pattern matching suggests fraud, but don't bank on it.
For £5k I would expect the strippers to not only give me a mind blowing legendary lap dance but also come around to my house and build an extension and pave my drive way!

He might of been a gimp and spunked it up the wall he might have been scammed while drunk.
 
#13
Maybe this happened?

IMDb: The Hangover (2009) said:
Angelenos Doug Billings and Tracy Garner are about to get married. Two days before the wedding, the four men in the wedding party - Doug, Doug's two best buddies Phil Wenneck and Stu Price, and Tracy's brother Alan Garner - hop into Tracy's father's beloved Mercedes convertible for a 24-hour stag party to Las Vegas. Phil, a married high school teacher, has the same maturity level as his students when he's with his pals. Stu, a dentist, is worried about everything, especially what his controlling girlfriend Melissa thinks. Because she disapproves of traditional male bonding rituals, Stu has to lie to her about the stag, he telling her that they are going on a wine tasting tour in the Napa Valley. Regardless, he intends on eventually marrying her, against the advice and wishes of his friends. And Alan seems to be unaware of what are considered the social graces of the western world. The morning after their arrival in Las Vegas, they awaken in their hotel suite each with the worst hangover. None remembers what happened in the past twelve or so hours. The suite is in shambles. And certain things are in the suite that shouldn't be, and certain things that should be in the suite are missing. Probably the most important in the latter category is Doug. As Phil, Stu and Alan try to find Doug using only what little pieces of information they have at hand, they go on a journey of discovery of how certain things got into the suite and what happened to the missing items. However they are on a race for time as if they can't find Doug in the next few hours, they are going to have to explain to Tracy why they are not yet back in Los Angeles. And even worse, they may not find Doug at all before the wedding.
Source http://www.imdb.com/title/tt1119646/

A very funny film BTW.
 
#14
Firstly, your friend may not have a leg to stand on if his PIN number was used to authorise the transaction. Saying that, if he believes that he has been the victim of fraud then a chargeback might be possible. Chargebacks are the bane of merchants who accept credit cards and card issuers.

However, if your friend raises a dispute either with the merchant or the card issuer, or against both, then he'll have to prove fraud or misrepresentation. It's possible that if his PIN or signature were not provided at the time of transaction then his card was used online by those involved. This would be a clear case of fraud. However, if his PIN was used to authorise the transaction then fraud will be difficult to prove.

I recommend that he firstly takes a look at Section 75 of the Consumer Credit Act:

http://www.financial-ombudsman.org.uk/publications/ombudsman-news/31/creditcards-31.htm

Chargeback:

http://www.which.co.uk/advice/your-...back-on-credit-and-visa-debit-cards/index.jsp

Cheers.

Edited to add:

Crikey, just realised this is the Law forum. I assumed it was the Finance forum. I'm no lawyer so shouldn't be bloody well posting here and anything I've said should be taken with a good pinch of salt.
 
#18
Beware the clip joints in Soho. It sounds like your mate may well have fallen victim to an old scam; an old scam that myself and two mates fell for when we were in our late teens.

We were in London to buy a job lot of designer clothing from a wholesaler and decided to stop the night to conclude our business in the morning. Checked into a hotel off Baker Street, and got ready for a night in the West End. After a poor start at Equinox in Leicester Square (7 quid a pint in 1992 ffs) we headed into Soho to find something more lively. No one mentioned strip clubs or hookers but we were all thinking of them. As we were walking past an establishment (I think in Cambridge Street) with a neon sign proclaiming 'GIRLS GIRLS GIRLS' we were accosted by an attractive lady on the door. "Gents! Free entry and loads of girls, come in!" So we went in and entered a small dark room with a scattering of male tourists sitting around. We took our seats and a 'hostess' came over and we ordered 3 pints. Something didn't feel right and I looked at the more savvy mate of mine. He was feeling it too. The dumber one was ogling the booties on display. A couple of women came across and asked if they could join us. Mate number 1 and myself said no, but mate number 2 beckoned them in. They stated that they would sit down on condition that we bought them drinks. So mate number 2 offers them whatever they like. We were each carrying thousands of pounds, and mate number 1 and myself headed to the bogs to stash our notes down our pants. We got back and mate number 2 had ordered another round of drinks for us and the ladies. He was still oblivious. 'Champagne cocktails' they ordered.

Next thing we know the ladies asked for more drinks and at this point mate number 2 smelt a rat. They were refused the drinks and got up and left. Then we were presented with a bill for something like £762.49. Aghast we explained we didn't have that kind of cash on us. Cue mate number 2 slyly stashing his cash down his briefs while we shielded him. Then the biggest, nastiest looking gorilla in a dark suit approached. "Gentleman, you owe the establishment £762.49. How do you intend to settle the bill?"

He got us to empty our pockets onto the table. I only had a fiver and a tenner and a sh1t load of change, with loads of coppers. I took delight in slowly and continuously dropping change onto the table while pleading poverty. The gorilla asked if that was all we had (I guess there was 80 odd quid on the table). He asked if we had any cards, but we hadn't brought them thankfully. You could have cut the atmosphere with a knife and we were getting ready for a brawl. I think the bouncer sensed we were prepared to fight for our lives and let us leave the club but not before telling us, "Fellas, don't ever fcuking fall for this type of thing again. Now p1ss off". And off we p1ssed without a word. To make matters worse, the drinks we bought were all non-alcoholic.
 
Z

Zarathustra

Guest
#19
A mate of mine fell for something similar. He went into a strip club and was told by the bird outside to read the menu. He went in sat down and a number of girls walked in one at a time (so he could choose the one he wanted).

After about 5 or six girls had been in a couple of gorillas came in demanding about £500. In the end he paid about £200 and left.

Turns out when he was told to read the menu, she was reffering to a list on the wall saying each girl viewed cost £100 before she did any dancing, so, he'd been billed for each girl that walked in. I know a few lads that have fallen for similar scams.
 

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