Starting TSC(A) condensed - Military Kit insurance

Dear Everyone,

I have a few question as a newly reserve soldier concerning the Military Kit insurance:

1) Is it actually necessary?

2) If yes, what is the best insurance for this purpose?

Thank you
Is any insurance really necessary?

It's kinda helpful if you have to shell out cash to pay for something lost,damaged or stolen I guess?
**** me, what kit you using on TA (a) that needs insuring. Lose/gashed an ammo pouch or other bit of kit= gob shut and visit to surplus shop,, couple of quid and no-one knows. Personally save you hard earnt cash. Gucci kit has its place but not on basic.

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