Squaddy refused car insurance

Discussion in 'The Intelligence Cell' started by tropper66, Dec 9, 2008.

Welcome to the Army Rumour Service, ARRSE

The UK's largest and busiest UNofficial military website.

The heart of the site is the forum area, including:

  1. I have just read on the QRL site that a member of the Regiment has been refused car insurance due to his employment. This happend in Barnsly South Yorks. And iff true an outrage, DING DING where's the bus
  2. some facts or links would be handy before the speculative outrage bus leaves its location
  3. Fugly

    Fugly LE DirtyBAT

    Before the bus sets off, make sure the bus driver is insured!
  4. What is the premium on a Challenger these days anyway?
  5. Sorry I don't know how to do a link, but I think this is in the local paper, as the bloke who posted it keeps up a local news service for members who live abroud
  6. TBH if it's true it is more likely that the particular brokerage he went into couldn't get him insured by their own underwriters. THere are plenty of underwriters who will underwrite the risk, he just needs to shop around.
  7. It was HSBC and they now say, after the local paper got the story, they are looking into it
  8. Cow

    Cow LE

    Company I use won't quote you if you live in certain postcodes, may have been the case here.
  9. Why the fuss? Go to another firm.

    Some firms won't insure pro footballers. I couldn't care less either way. I never had an issue finding someone to insure me.
  10. I heard he was trying to insure a Ferrari. How much are we paying our soldiers now?

    My outrage bus is going the other way - anyone boarding at this stop Ding ding. Stand clear of the doors

    In other word - so what! Insurer didn't want risk, find another who will.
  11. BrunoNoMedals

    BrunoNoMedals LE Reviewer

    No outrage. Insurers work on the business of risk, boil everything down to bare stats, and set a level of risk they're happy with. "Military" is, as far as I'm aware, one of the high-risk (in terms of driving, rather than the whole "shot at for a living" thing) jobs on the standard insurance list. If that, along with your other attributes, takes you out of their comfort zone then they'll say no. Christ, there are companies out there who advertise based their sexist/ageist policies. I doubt it's anything to do with bigotry or intolerance, simply a way to play the numbers game they want to play. Male? Riskier than women. Young? More likely to claim (not necessarily crash) than old. Military? Also more likely to dig into their Christmas party funds.

    There was something a few years ago when the discrimination acts were getting too big for their boots about making it illegal for women to pay less than men for insurance. Apparently it was sexist. The insurers pulled out decades of stats proving beyond all doubt that the difference in premiums wasn't sexist, but purely historical. I've heard nothing since, but I'm sure there's a socialist dillusionist out there prepared to push it through at some point.
  12. Very true! His mum's fit though :)
  13. No wonder we can't get insurance. Smudge, your eyes are fcuked if you think the Mum's fit. :lol:
  14. A far better story is the one about the Brigadier having an ND in Bhaggers, who let the Brig have a loaded weapon?