OK, I've not been on one of these, Mrs Inf once did a red light course after going though one a few years ago. These courses are away of not getting points on your licence and then not having to declare those points to an insurer and being loaded on your premium. Not any more it seems! BBC News - Car insurers start penalising speed awareness courses Drivers who attend a speed awareness course instead of taking a fine and points on their licence may see their insurance premiums increase. The BBC has learned that Admiral is treating it as if it were a conviction, even though the police do not. The insurance group says its statistics show that drivers who have attended a course, pose a higher risk. The Association of Chief Police Officers say Admiral's stance could harm efforts to improve road safety. So, should drivers be loaded on this basis? It strikes me that the insurers want their cake and eat it. Yes, the driver committed an offence, but has received formal training. Does that training not somewhat mitigate the risk? Of course, I have a special place in my heart for all insurers! Honest. Bastards, each and everyone of them. This is just a new way of increasing premiums.