A quick precis. The BH has had a windfall that is going to do all the usual things, pay off credit cards / chunk of mortgage etc etc. The thing is there will a 5 figure amount left over. Now Â£1100 will be topping up an ISA (cash), and some of it is intended to do next years contribution to the same ISA. Whats the best use of the cash left over? Where do I put it so that it is: a. Safe b. Getting a little something back? Any ideas (other than "My beer fund") welcome. Ta.