here is the quote: "Today it has been revealed that social landlords are planning to hand over rental payment data to a credit ratings giant, in an attempt to help social tenants build their credit histories and access more affordable housing. Later this month Experian and the social investment arm of The Big Issue Big Issue Invest will be launching the national scheme where Experian will collect data, including tenants names, addresses and history of rent payments to create a real-time rental database that will aim to establish or improve a tenants existing credit rating based on their track record of regular rental payments. Tenants; Do you have credibility? With some of the biggest housing associations (in England) on board, the plan is to use the free service to help tackle loan sharks and doorstep lenders by making these details readily available to social landlords and lenders. Big Issue Invest have said the scheme will improve credit decisions for the 30% of social tenants without a rating, and would also benefit the remaining 70% who do have one. It should not reduce credit ratings of tenants in rent arrears. Sarah Forster, director of development at Big Issue Invest, said: I hope this is scaled-up nationally so all tenants can share data. Using rental payments data could be the credit scoring method of the future for social tenants." I guess this is something to do with the rent arrears increases and the so called bedroom tax due to IDS and Lord Fraud's Universal Credit ideas. "Help moving to more affordable housing". Ha ha ha.