Hi folks, this is perhaps not the best place to ask this question but I know a lot of ex-serving financial gurus read in here and one of you may be able to point me in the right direction as I'ev only ever had good financial advice from arrsers in the past. I am currently in the long process of trying to turn around my financial situation and as a result I'm sitting with an empty bank account by the middle of the month. I am arranging to pay off my debt at the moment by way of monthly repayments(the little I can afford), but I currently live in a privately rented flat with my partner and our baby daughter, and as she has only just returned to work this month, I am seriously struggling to meet the rent + my council tax which is 200 smackers a month, which for the area I'm in and the so called "services" seems a bit far fetched to be honest. If it wasn't for HTD I wouldn't be able to drive to work. I had an emergency fund set aside from my tour money (about 4 grand) and slowly but surely this has now gone as I've had to dip into it each month to avoid using my overdraft. The car is almost truly buggered and I am facing the prospect of a payday loan or going to a credit union for help to replace it. The AWS suggested an advance but I am really not wanting to go down that route as I don't want to get my unit involved in my financial situation. To get to the point of my question, my partner put her name down for social housing over a year ago, but the only place offered was in an absolute warzone. If we could manage to get social housing it would be much more affordable and after paying my debt it would allow me to save for a deposit much later down the line. I am aware of all the soundbites about Ex forces being a priority for social housing, but how does it stand if you are serving? My partner made them aware of our circumstances but it doesn't seem to have affected our points. I am not married so do not qualify for MQ, and this isnt a matter of me choosing to live 50 miles from work, I simply need to live with my child and partner who happen to live/work in Glasgow. We are not even fussy about which type of accomodation we get as long as it is large enough for our daughter to have her own room, and in a safe area. Is there anything I can say or show to the housing association that would help us go up on the list? I have checked for everything we are entitled to benefits wise, and am still waiting for a tax credit form (4 weeks later after many calls) and I do not qualify for council tax benefit either. I know I should probably just man up and wait it out until things get smoother, but it's getting tighter by the week, we're now at the stage of borrowing electricity money off my family. Cheers.