Was talking to a few of the lads and we were discussing something that crops up time and time again; lads being in financial difficulty. It's either caused by them being admin mongs when it comes to handling their cash or they've just not thought through / planned ahead well enough. So we were trying to decide if it's something the army should take a keener interest in, to a somewhat extreme level. In a nutshell; Should the armed forces create a compulsory scheme whereby a nominal amount of money is retained every month from that soldiers pay and is put into some government scheme (Bonds?). This money is then released at pre-set career points or on termination of service / death in service / serious casualty status or if the soldier can prove that they are in financial woes (Not just skint by second week but actually have for example, debt letters coming through). The money saved in no way replaces bonus schemes or financial incentives and is entirely owned by the soldier. The government / HM Forces has no hold over the money and a soldier can remove themselves from the scheme after four years with payment of monies held but no option to rejoin the scheme. I think we covered most of the bases. It's something that needs to be looked into, as young lads are just causing themselves huge money problems and this also leads onto other problems in turn. This money could go towards a deposit for a home for the future, so if you make it to say, the 6 year point then you can look at getting financial advise reference home / mortgage, etc. All input appreciated. It's an interesting and very real / serious subject. Oh, and in before anyone starts giving it: "They need to learn the hard way, blah blah, not a f**king nursery, blah blah.."