I'm considering starting a share ISA (self select) later this year. (I've already used my mini cash ISA allowance.) Are there any particular problems I need to be aware of? I presume that the various admin charges are, for the most part, not a big deal IF you are in for the long term, but if you might need access to your money soon after investing, then share ISAs (at least self select ones) might not be for you. Do persons investing via ISAs have usual voting rights? Do you get access to the discounts/gifts that 'normal' shareholders do. (Not that the latter issue would be a major consideration ) I found some details on this site, but the reference to standard rate tax payers not paying tax on dividends led me to doubt its credibility. Fool.co.uk TIA Edited for wine influenced spelling.