Scam warning

I think it worth while cut'npasting this from an e mail I have just recieved.
This time of year they're buisy.

Dear All
> This was passed to me. Please read.
> Mal.
> I know we all know not to give out card details over the phone, but just had
> this one passed on to me and it may be worth reading, as they obviously
> sound so plausible.
> This one is pretty slick since they provide Y O U with all the information,
> except the one piece they want.
> Note, the callers do not ask for your card number; they already have it.
> This information is worth reading. By understanding how the VISA
> &MasterCard Telephone Credit Card Scam works, you'll be better prepared to
> protect yourself.
> One of our employees was called on Wednesday from 'VISA', and I was called
> on Thursday from 'MasterCard'.
> The scam works like this: Person calling says, 'This is (name), and I'm
> calling from the Security and Fraud Department at VISA. My badge number is
> 12460. Your card has been flagged for an unusual purchase pattern, and I'm
> calling to verify. This would be on your VISA card which was issued by
> (name of bank) did you purchase an Anti-Telemarketing Device for £497.99
> from a Marketing company based in London?' When you say 'No', the caller
> continues with, 'Then we will be issuing a credit to your account. This is
> a company we have been watching and the charges range from £297 to £497,
> just under the £500purchase pattern that flags most cards. Before your
> next statement, the credit will be sent to (gives you your address), is
> that correct?'
> You say 'yes'. The caller continues - 'I will be starting a fraud
> investigation. If you have any questions, you should call the 0800 number
> listed on the back of your card (0800-VISA) and ask for Security.
> You will need to refer to this Control Number. The caller then gives you a
> 6 digit number. 'Do you need me to read it again?'
> Here's the IMPORTANT part on how the scam works thecaller then says, 'I
> need to verify you are in possession of your card.' He'll ask you to 'turn
> your card over and look for some numbers.' There are 7 numbers; the first
> 4 are part of your card number, the next 3 are the security numbers that
> verify you are the possessor of the card. These are the numbers you
> sometimes use to make Internet purchases to prove you have the card. The
> caller will ask you to read the 3 numbers to him. After you tell the
> caller the 3 numbers, he'll say, 'That is correct, I just needed to verify
> that the card has not been lost or stolen, and that you still have your
> card. Do you have any other questions?' After you say, 'No,' the caller
> then thanks you and states, 'Don't hesitate to call back if you do', and
> hangs up.
> You actually say very little, and they never ask for or tell you the Card
> number. But after we were called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The REAL VISA Security
> Department told us it was a scam and in the last 15 minutes a new purchase
> of £497.99 was charged to our card.
> Long story - short - we made a real fraud report and closed the VISA
> account. VISA is reissuing us a new number. What the scammers want is the
> 3-digit PIN number on the back of the card. Don't give it to them.
> Instead, tell them you'll call VISA or MasterCard directly for verification
> of their conversation. The real VISA told us that they will never ask for
> anything on the card as they already know the information since they issued
> the card! If you give the scammers your 3 Digit PIN Number, you think
> you're receiving a credit. However, by the time you get your statement
> you'll see charges for purchases you didn't make, and by then it's almost
> too late and/or more difficult to actually file a fraud report.
> What makes this more remarkable is that on Thursday, I got a call from a
> 'Jason Richardson of MasterCard' with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are taking several of
> these reports daily! They also urged us to tell everybody we know that
> this scam is happening .
> Please pass this on to all your family and friends. By informing each
> other, we protect each other.

Many thanks for your time and best regards...
A version of that scam was on the Real Hustle last night.The's stole a woman's purse & then when she found it was missing,a 'person' from the bank just happened to be in the bar.They then said he can cancel the card,'phoned' the 'bank' & after she had given her info to the con men,asked her to ring another number & input the PIN number & then decoded the tones.
I had a similar phone call just yesterday. The person was advertising a special for the gas company, and said that they have all my personal details already, they only need to verify them. I told her to send the thing my mail, as the gas company usually does. She couldn't do that, so I said that I'm not interested.
This scam was discussed on 'you and yours' this lunch time. If you are not sure if it is genuine, take there name and offer to ring them back on the fraud line of your card provider - you should get this from your statement.
And the email in the original post has been going around since 2003. Anyone who still falls for scams like this almost deserves it.

Originally it had $ not £ so someone has altered it for UK but otherwise it is word for word the same as this:
This scam was discussed on 'you and yours' this lunch time. If you are not sure if it is genuine, take there name and offer to ring them back on the fraud line of your card provider - you should get this from your statement.
Why not just play the feckers at their own game and give them a random 3 digit number, at least you will tie them up for a couple of hours trying to get purchases on wonky card details.

Just a thought.

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