Okay I have some money to save - not huge amount just a nice little chunk I can do without for the next few years. I was looking for something that tracked the RPI or similar, rather than a fixed rate. As it is I have found somewhere but in looking I found many accounts with the following details: Interest rate - 0.60% Notes - Rate includes bonus for first 6 months How low can the rate be normally if there is a bonus included to bring it up to 0.60%...for crying out loud how can the banks say people aren't saving anymore when they offer rates like that...it's insane. Saying that the nice people from NS&I (shocking myself by saying that the government may contain nice people) have a good deal going atm which I have taken them up on. So this was just a rant at the banks who honestly haven't got a clue... S_R p.s. I'm feeling a bit better now, thanks.