scottyw1664
Crow
Hi,
I'm trying to clarify a few things regarding AFPS75 and AFPS15, mainly the combination of both schemes.
My situation:
- 17 years regular service.
- Transferred from regular service to reserve service (Seamless Transfer so no gap in service) for 3 years.
- Currently about to start a FTRS (FC) position on same rank (OR7) as when I left regular service.
AFPS 15 rules state that as long as there has not been a break of more than 5 years from service then AFPS75/AFPS15 can be combined (aggregated). My query is whether or not that applies when the AFPS15 service is reserve/FTRS.
I can't get the online calculator to give me a projection based on 17 (regular)/3 (reserve)/X (FTRS), it just crashes. I can however get a projection on 17 (regular)/3 (reserve)/X (regular) but clearly that's not correct.
Essentially - when I retire will I get one combined pension or will I get two separate pensions?
I have sent a query to Pensions Department (Reserve) in Glasgow so we'll see what comes back but pending their reply I'm keen to hear from anyone in a similar position that has been down this route.
Thanks in advance, this is a great source of information (and banter)!
I'm trying to clarify a few things regarding AFPS75 and AFPS15, mainly the combination of both schemes.
My situation:
- 17 years regular service.
- Transferred from regular service to reserve service (Seamless Transfer so no gap in service) for 3 years.
- Currently about to start a FTRS (FC) position on same rank (OR7) as when I left regular service.
AFPS 15 rules state that as long as there has not been a break of more than 5 years from service then AFPS75/AFPS15 can be combined (aggregated). My query is whether or not that applies when the AFPS15 service is reserve/FTRS.
I can't get the online calculator to give me a projection based on 17 (regular)/3 (reserve)/X (FTRS), it just crashes. I can however get a projection on 17 (regular)/3 (reserve)/X (regular) but clearly that's not correct.
Essentially - when I retire will I get one combined pension or will I get two separate pensions?
I have sent a query to Pensions Department (Reserve) in Glasgow so we'll see what comes back but pending their reply I'm keen to hear from anyone in a similar position that has been down this route.
Thanks in advance, this is a great source of information (and banter)!