Anyone know how credit checks work? I tried to get a phone on 24 month contract with vodafone and after credit check they said I could only get a sim contract. Have only been in the UK 2 years and moving address from barracks to barracks probably doesn't help but I didn't think phone contracts were that hard to get - its not a f-ing mortgage. I don't owe anything (maybe thats what I'm doing wrong) and pay my bike insurance annully as a one off - perhaps they are looking for regular bill paying. Have also heard that getting insurance quotes require a check and will be noted and I've gotten quite a few lately looking for a cheaper renewal but I don't know if I believe that could have an effect. Also heard I should enrol to vote as this is useful. Anyone in the know think someones made a mistake or know what I can do to change things.