Refusal of Life Insurance Due to Depression

#1
I have just been refused life cover for my mortgage by Legal & General, this is because I was diagnosed with PTSD 16 years ago. I am still receiving medication for my PTSD/DEPRESSION, Legal & General suggested I went to my doctor to see what
could be done, basically they wanted me to stop taking medication and they would then insure me. I saw the letter my doctor sent on my behalf, it highlighted the fact I have no suicidal nor self harming worries and the fact that I hold a good job down.
Has anyone else had this happen and if so how did they resolve it?
 
#6
Have you tried other insurance companies? I'm sure there are, in Internetshire, fora and various support groups dealing with depression, some of whose members will undoubtedly have come up against this issue in the past. They may well know of an insurance company that has a more flexible approach.

Failing that, how about the charity MIND? I'm sure they will employ advisers.
 
#8
SSAFA or Royal British Legion will probably also have wide experience on the military or ex-military angle.
 
#13
Fcuk, me. As an ex squaddie I thought I would not be the first and I was looking for advice. Good to see the team is still helping
lads lagging behind. Glad I got out when I did, what a pair of tools
 

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