Putting your affairs in order

Discussion in 'Officers' started by The_Swede, Feb 9, 2007.

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  1. Not really sure which forum this belongs in, so I'll stick it in here and if it needs moving no dramas. I've had a search but I can't find a similar topic. Having said that I'm sure someone will post the link and make me look like an idiot.

    Facing up to mortality a little, what kind of things should one sort out before going on tour? The list I've got bouncing around in my head, from morbid to practical, are as follows:

    -Will. Essential, can't be nice for the folks to have worry about this kind of stuff. I wouldn't go all the way to formalising gifts (lawyers would rip me off!), but a note saying "Give my sister my CDs, give my mate my car" would probably suffice for parents to work through.

    -Letters to loved ones. This is a sh1t thing to have to do, f*cking hard, but also essential.

    -List of people to be contacted if you get it. POssibly worth getting a mate from school to get in touch with your school mates, a mate from uni to do uni mates etc. It's not the kind of thing that I'd want to leave to my dad to do.

    -Cancellation of car insurance. I always check that my insuring company will be happy to freeze insurance for the period I'm away.

    -SORN declaration.

    -Cancellation of phones, mobile and landline. Not possible if there's a contract, but I believe that some companies will adopt the same policy as car insurance companies.

    -Upping the pax.

    -Checking your kit insurance.

    -Getting onto BUPA if you're not already.

    -Porn purge. Or ensure your mucker smashes up your laptop if you get it.

    -Cancellation of all other standing orders / direct debits that you're not going to need while you're away.

    -Setting up an ISA or Savings account. Why pay tax on interest if you don't have to? Lloyds TSB has an 8% rate on its monthly saver at the moment. Not bad, eh?

    That's all I can think of at the moment. Keen to hear anyone else's ideas.
  2. Power of attorney in your wife's name; our boys' school won't accept written instructions from us unless we both sign - even when I'm away.
  3. Tried doing that but which way

    alaphabetically using ladies surname (some not known)
    alaphabetically by first name
    by length it lasted

    Whatever you chose don't let this missus see it.

    Good luck
  4. If you keep your various accounts on computer, make a note of them all with the account name and the password. This becomes a very valuable document and you should leave it with your will. However, updating it then becomes an issue!

    I have helped clear up two estates in the last couple of years; both expedited by having access to hand-written address books. I soon realised that no-one could do the same for me as my address book is on the PC, with a copy on the PDA. Both are password-protected, so if I snuffed it tomorrow morning, Mrs L would not be able to tell my mates, my side of the family or my fellow ARRSErs....

    See, I have thought about it and there is a plan! Honest.

    Otherwise, a reasonable list. That is besides packing your kit, buying the goodies you need etc.....

  5. Gremlin

    Gremlin LE Good Egg (charities)

    In terms of a will, you can by a fairly basic blank copy from WH Smith for under £20, which will hold up in Law. Don't just scribble a note on a piece of paper as if you are intestate (without a Will) this will cause a huge amount of anguish for your family.

    Regarding the letters home, there is a long thread on this with differing opinions as to whether you should or not. If I can find it I will post a link.
  6. I will also comment on the will, if I may?

    If you do not make a will, the Law decides how your estate is treated. . A will can be a full scale legal document, signed, sealed and delivered, or it can be a scrappy piece of paper, signed and dated, detailing your wishes. The former is difficult to challenge and the latter is very easy to challenge. Solicitors love contested wills!

    If you are single with parents/siblings etc - it goes to your parents. If they are dead, then to your siblings. If no-one is left from your wider family, it goes to Gordon (or to Charles if you live in Cornwall, IIRC).

    If you are married, a large chunk goes to the wife, the rest to the kids. There are caveats to that, especially with second marriages and kids from both.

    If your position is less well defined, or complicated, see a solicitor because it will turn into a nightmare! For example, so-called "Common-law wives and husbands" do not exist in law. So, if you are living with a lady and she has had your child, the child inherits if your name is on the certificate. Otherwise, your girlfriend has to make a claim on your estate for the child and for her. Not good!

    All those without parents, siblings, children etc are invited to leave all their possessions to LCpl Litotes c/o ARRSE. LCpl Litotes will ensure that all such donations are treated with due reverence and the dear departed will be acknowledged at least once during the party!

  7. I agree. Seeing a solicitor for anything other than the simplest of wills is a good idea.

    We (my wife and I) had ours done for £90, and, while not being complex, they aren't straightforward either.

    If you are going to do it on the cheap - remember to get your signature witnessed, and not by anyone mentioned within the will itself. If a potential beneficiary witnesses the signature, my understanding is that their claim to the possessions you wanted them to have is lost.

    I'd be happy to be corrected on that (everyone in my family is a lawyer, but I most certainly am not!).

  8. Before you go on tour, do a once around your quarters and make sure that sex toys, porn and sexual souvenirs are done away with. Imagine the look on your parents face when your personal kit arrives with gimp mask, three hundred training mags and a strap on in the box?

    Oh and label any keys you leave behind...
  9. Roger that. If you live on the barracks and don't want to give up your acquired collection Dutch doggy action I guess you could put it in a box a label it "To be destroyed in event of..." and hope that someone on rear party has the nouse to know what you're talking about.

    Although you'd be lucky!
  10. If you're a pad make sure someone (father-in-law?) is briefed on:
    How long your wife can stay in the MQ.
    How many months wages she will receive before it turns into her widow's pension.
    How much her pension will be.

    Have a mate detailed to sort out any mil kit that needs to be returned.
  11. Or go to the RAO and fill in a form will free of charge which will be held at Glasgow in the event........updating is your reponsibility. Having said that Glasgow will probably lose it!
  12. and if youre single, and live in the mess

    you'll be given instructions on how to pack up your room before deployment

    with your service dress at the top of the box with all your unifoms in!!

    OC Rear will need it if sh1t hits the fan

    OC Rear also delegates an appropriate adult to ' sanitise ' your belongings before they get returned to love ones - including the memory on PCs, MP4 players, DVD libray,Digital cameras and mobile phones
  13. Regarding PC`s and Laptops, be careful with passwords/logins etc. We tend to amass a mountain of digi photos from social/tours/adv trg and it would be a shame for your family to lose it all from a system wipe becuase the IT guys couldnt sanatise it.
  14. Sign up to the Army Dependent's Trust (ADT) and make sure that your family knows what it means etc.,
  15. I don't think officers are included in this scheme...