It would seem that Annual Fees maybe coming back into vogue... Annual fees for having a credit card could be on the way back, a study by PricewaterhouseCoopers (PWC) says. The fees, which fell out of fashion in the late 1990s, could make a comeback as card providers try to recoup losses from new consumer protection measures. The Office of Fair Trading's (OFT) cap on credit card default charges and its payment-protection insurance probe has hit card providers' incomes. Fees of Â£35 would have to be levied to make up their losses, PWC said..... Fees Is Â£35 enough to stop you having a Credit Card? I declined to get a credit card in the US as they wanted to charge me $70. If were charged Â£35 a peice for my two Credit Cards in the UK, VISA and MBNA would be losing my business. Editted to add forth option.