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Preloaded cash card for the USA

#1
Ladies & Gents of ARRSE,

I'm off to The US (Vegas) later in the year for a mates stag do. I vaguely remember being told about some kind of preloaded cash card that is accepted everywhere, so I don't have to carry round bundles of cash, or face the fees that my UK credit/debit cards would impose.

Anyone know of it, and care to furnish me with the details?

Ta,

T
 
#5
Or, if you like you could just send your cash straight to me... I'll convert it for you, for a small fee, and have a nice shiny card waiting for you at the airport in Vegas with the limo driver.
 
#6
I used a prepaid mastercard, got it online in the UK. It was even accepted to pay a deposit on a rental car which supprised me. They do charge a little per transaction tho coupled with the fee at almost every American ATM it will cost you.. I bank with Nationwide & have used my debit card there alot too. The charges was,nt that bad either.
 
#8
Flights already booked, unfortunately! Thanks for all the advice - the MasterCard one was the one I'd been told about. Drain Sniffer - did you use te MasterCard or another type?
 
#9
Ladies & Gents of ARRSE,

I'm off to The US (Vegas) later in the year for a mates stag do. I vaguely remember being told about some kind of preloaded cash card that is accepted everywhere, so I don't have to carry round bundles of cash, or face the fees that my UK credit/debit cards would impose.

Anyone know of it, and care to furnish me with the details?

Ta,
Caxtonfx is a Mastercard backed by the Newcastle Building Society.

There are no charges to load, use in ATMs abroad or use abroad in shops etc.

The card is available in US Dollars or Euros. There is a charge if the card is used in an ATM in the UK or to withdraw different currency than the card was loaded with.
 
#11
go most years for hols - I normally only take a small amount of cash for tips & snacks ($300 or so) - EVERYTHING else goes on the credit card (affiliated to mastercard) - exchanged at "todays" rate & no charges or fees
 
#12
Used one when i went to the land of the big PX (fLORIDA) last year, no dramas. If you need some cash dont use ATM as you will be charged. When you next buy something ask for cashback then you wont be charged. Oh and dont forget to ask for 'Do you do military discount'.
 
#13
The mastercard one is good. Used it in Florida last year with not a single problem. However i have used my Abbey Visa Debit all over the states for years without a single problem.

And as above....always ask for military discount.
 
#14
You can find prepaid cards just about anywhere once you get off the plane... but I would recommend looking closer to home for your card.

MasterCard Prepaid Travel Card in the United Kingdom | MasterCard®
I use this for the lad that does our key holding and alarm response, theres enough on it for a full tank and a brew and scran if he's out for the long term, good and handy bit of kit, its gold as well so if you have dramas pulling you can flash it about just like a TA person does with a forces I.D. card :)
 
Q

quick-morser

Guest
#15
I got a pre-paid card from the post office last year for a New York trip.
Had no problems at all with it. Very handy to top it up a bit at a time online so theres never too much on it just in case.
 
#17
Why don't you just use your own cards? If they get Kingo'd or lost, you can always cancel them.

I've never understood this mullarky, if you're going to lose a card, you're going to lose a card.

Make sure you are insured with your bank before you go, have a slack handful of dollars, and get on with it.
 
#19
Why don't you just use your own cards? If they get Kingo'd or lost, you can always cancel them.

I've never understood this mullarky, if you're going to lose a card, you're going to lose a card.

Make sure you are insured with your bank before you go, have a slack handful of dollars, and get on with it.
Wot she said.

I have travelled from US to UK, RoI, and Italy many times and have never had a problem using a my US bank ATM. There is a small fee at the ATM and my bank charges a modest foreign exchange fee but you get a much better exchange rate that way and it is cheaper in the long run.

As to lost or stolen cards there is an advantage to American Express. Several years ago I was in Rome with son and (now former) wife visiting the wife's cousins. We both had wallets picked from purse/pocket. The cousin with us was a Major in the Guardia di Finanza (i.e. a national police force) and was hopping mad it happened to his relatives in his town. He marched us to the nearest police station and we reported the cards stolen. In that brief period someone charges 2 pairs of jeans at $1000 each and three cotton t-shirts at about $100 each. (Must have damn nice jeans at Gucci) . I never had to pay those charges but I did discover that American Express offices will issue a new card on the spot if you have a passport with you but that with Visa you call them and they FedEx the new card too you, difficult if you are moving around a bit. Well worth the annual AmEx fee in my opinion.

Most already know this but US businesses, unlike large stores in UK and Italy, will not take cash or travelers cheques in currencies other than US. I admit we are a bit parochial in that respect.

Enjoy your trip to the US.
 
#20
Snail imagine you have a box with a curly wurly and some pink trainers in it and you have a magic card to get into the box and a nasty monster with smelly breath uses it to get at your sweets and shoes. Mmmkay?

I'd say for regular work travel etc (or travel off the beaten track) its not a bad idea to have a few cards and have options. Cash is king for me though above all.

I think a pre-paid card is a good idea. Certainly for proper travel where you may have to use it in places you dont fully trust. I went for Virgin cards to back up a work visa and my own card/s. Virgin = 1 x sterling and 1 x euro cards. Pretty good rate on the euro card. I feel a lot more assured knowing there is a limit to the damage that someone can do.

Yes you can get money back from a credit card fraud but it can take a long time. However I still find I am using my personal card/s as they are the only ones which work anywhere. Barclaycard, Virgin ones are pretty good but from my experience dont get accepted everywhere in Europe. (Examples include cash machines in German train stations, some fuel stations, some hotels and crucially sometimes they dont work in UK cash machines either.) Maybe depends on the type of machine or something I dont know...as I say my main personal visa works without fail but the other ones...bit iffy.

I started to get a Post Office card but read some pretty bad feedback on money websites. I'd like them to be good to support them but I didnt have confidence in them.

I may well get a Mastercard following the recommendations here.
 

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