Personal Accident Insurance

#1
Help, I was looking about trying to get some details on personal accident insurance and noticed that Towergate have made some big changes to their Personal Accident Insurance. Hospital cash has gone up quite a bit but it looks like they have cut the big payments that you would get if you lost a leg or were paralysed. I can't even find out on their web site (might be me monging it) what the cover will cost so the idea of me trying to make a comparison did not even get started.

Why can't these guys put the prices on the web site? I do not want to have someone call me back, I think if I had all the detail I could make a decision for myself.

Anyway, what do you think?
 

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