55yo next month - whoopee! Just has a letter from AFPS Glasgow saying that before they can re-assess my pension they need me to complete the above declaration. They enclosed a blank form with absolutely no explanation other than if I want further information I should look on hmrc.gov.uk - very helpful, thanks! So I did look into it as best as I was able but I'm still fairly confused as it's all deliberately written so that only civil servants and financial advisers can understand it. As I see it, if I don't have any other pension paying out then all I have to do is sign the form and send it back. The fact that I'm paying a small sum into a pension fund that will pay out at some stage in the future shouldn't need declaring as it's not paying out. Can anyone here who has already completed one of these forms tell me if I'm right in my thinking? Many thanks.