Just made the decision to go before my 24 yr point and now leaving in Aug 13. Quick couple of questions for the enlightened. I've saved quite a bit of cash in my current post and not too sure if to take the full commutation and the reduced yearly pension, but, I will leave when I'm 46 so only 9 years to push until i reach the fabled 55. I've checked the pension calculator and seen if I take the full commutation I'll get an estimated £17k extra and my yearly is reduced by £2k. Does anyone know what, when I reach 55 my pension will go up from, is it the reduced yearly (if full commutation taken) or is it from what I would have been getting if full is not taken? Thanks in advance.