First of all I am on the new scheme (AFPS 05) as I have only done a few years. I don't really understand all the details/changes with the pension scheme. I just want an answer to a few questions which should be easy for some people on here to answer. - Do you still get a 10K lump sum if you leave at 12 year point? And do you still get this lump sum if you have took any commitment bonuses eg. 5 year point? And If you take a commitment bonus how much longer are you committed to do for taking the bonus? - Do you still receive full resettlement if at least 6 years service complete? - And to give me a rough idea of how the new pension works, If I was to leave at my 12 year point as a full screw, at what age would my pension start and how much would i expect to receive? Or same again but how much as sergeant? Is there a calculator anywhere for working this out? I've asked these questions to some of my seniors and they aren't sure themselves. Any help appreciated.