Discussion in 'The Intelligence Cell' started by alib, Jul 1, 2013.
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In the NYT The End of Car Culture
And if you saw a graph for insurance premiums you'll see the correlation. £3k for a f**king 1.0l Corsa that costs £500 you'll see they're taking the piss.
My postcode is £4900 TPFT for my 17 year old kid in a 1.0l Corsa.
Two possible reasons for the decline in young drivers...
1) High levels of youth unemployment. If you don't have a job, you can't have a car.
2) High cost of running car - if you can afford the insurance, you can't run a car.
Seems a far simpler explanation that the NYT's one.
The Green's will be wanking over that figure!
It's simple, don't try to make out that your 17 on your insurance application, and stop trying to pick up teen age girls in your " pimped out" Corsa
No, it's for your kid driving around in any car, and the risk he imposes on any other car driver. Or would you rather that the rest of the drivers subsidise your kid and his contemporaries bad driving habits... The insurance company actuaries aren't thick, they know who causes more accidents.
I may be being thick... From the original graph, how do 28% of 16 year olds have driving licences?
The price/value of the car is not the only factor when it comes to pricing insurance. It's more to do with the cost of medical bills and compensation.
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If you listen to insurance companies trying to bluff their way through this question, you soon find that everyone subsidises everybody else. The young, the old, the middle aged, women; they are all a major risk depending on what day of the week it is and who you ask. And of course, the uninsured cause most of the problems... and we have to pay for them too.
Hardly surprising, for some of the reasons already stated above (insurance costs etc).
But there's also the technological advances to consider too. How many of you on here have teenage daughters that Skype with their mates? If you go up to their room to tell them dinner's ready etc - they are just sat there watching the box, with their mate on the other end of the line displayed on the associated tablet; it's like 'virtual company'.
As a kid I was always needing lifts to mates houses, youth club, karate club, etc. Nowadays a lot of socialising appears to be done online with things like Skype, Facetime etc. Which also may account for a decline in the will to get out and learn to drive.
It may also account for why young lads and lasses are starting to look proportionally more horizontal.
The lazy salad-dodging bastards.
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