Good man. A few years ago I bought a Finnish Army jacket something like this:I find the best thing for keeping warm and dry is not going out when it is cold and wet. But then again I have been retired for the last five years so if it is howling or chucking it down, I can just stay in bed, or just sit there banging the mong buttons on arrse with the central heating on and a hot brew at my side.
...to wear on my boat when it got chilly. I've never since experienced the sort of chilliness that it's clearly designed for (near absolute zero, I think), so it's hung on a door somewhere, and Musto provides.