INSURERS are refusing to pay out to a British soldier left crippled in a bomb attack in case he walks again. Lance Corporal Ryan Knight, 21, was left with a shattered pelvis after his Land Rover hit a mine in Afghanistans Helmand Province last month. The blast killed two soldiers and broke his pelvis in eight places. He has been left in a wheelchair and will need walking aids for the rest of his life. But Ryan has been told his fully comprehensive insurance policy recommended by the Ministry of Defence will NOT cover the pelvic injury. Independent company PAX paid out for an injury to his arm, but not the pelvis. PAX said it would not pay until it sees the extent of his injuries after treatment and can gauge the level of his disability. http://www.thesun.co.uk/sol/homepage/news/article389800.ece Anyone else covered by these people or had similar problems? Seems typical insurance company, they takes your money and then refuse to payout when the time comes. Is there anything that can be done to help this squaddie and any others that may suffer similar problems when the times comes?