I thought this would be fairly straight forward, but am discovering how little I know about Offshore Banking. I need a current account. Debit card, international transfers, online banking, etc. Gibraltar looks the best bet to me, as they have the 100% to 100K compensation agreement in place, whereas IoM, Jersey, et al, only seem to have a 50K one. Interest rates seem comparable ( the amount that will be in the account will mean it won't make too much difference). I also need a savings account: Instant access, most minimum deposits I can cover (except Santander, for now!). Does it makes sense to go with the same bank I have my current account with? Barclays and TSB seem to do accounts based in Gib, but how good are they? Investments: I'll deal with that later Any advice, experiences, etc, would be appreciated here.