Just read the DIN and some examples of whats going to happen with our pensions come in 2015. It really doesn't make for pretty reading.... I'll have 15 years service in Apr 2015 as a stripey and it looks as though my gratuity will be £21,900. with a pension of £6500. As I understand it I will get a further pay out at 55 and 65 also. For me it makes it almost not worthwhile staying in, the 50-60k I might have got to take away after 22years is whats been keeping me in this long. So I guess what I'm asking is: Legally, how water tight is this? That they can change our contract just because they feel like it. Has anyone sought legal advice on the matter? I had heard it had been petitioned to the european courts but I have heard nothing else. So is anyone else in a similar boat and thinking of wrapping their tits in?