Now nearing 22 years service, I have for the first time found the necessity to claim for an injury I received as a passenger in a Military Vehicle car accident (with a civi vehicle). I have been advised to seek guidance from the Army Compensation Scheme. With the recent news that the ACS are attempting to recover compensation from injured soldiers who have already received compensation, I feel reluctant to lodge my claim thru military channels. Would it be considered dis-loyal if I lodged my claim with a civilian company? I have done some research and there is a company set up by ex-military personnel who, whilst they don't deal exclusively with Military claims, they do have a good reputation for results where Mil personnel have signed up with them. I would be grateful for any guidance.