Just wondered if anyone has come across this before. I have had a house for 10 years (lived in it for a while) but for the last 4 years it has been rented out and I have lived in quarters. I approached my current mortgage lender (Alliance & Leicester) to get a bit of extra money to do a bit of work on the house, and a bit extra to pay off a couple of loans. Even though I have paid them Â£150 every couple of years for their "permission" to let it out, they point blank refused to lend any extra money on the house as it was rented out. After a few frustrating phone calls, they even accepted the fact I would go elsewhere for a mortgage. Having picked a decent rate, and confirmed with new company on the phone that my scenario would not be a problem, I sent back paperwork but have now been phoned to say they may not be able to give me a re-mortgage because it is let out. Current mortgage is half the value of the house and the new one will only be 2.5 times my annual income. Am waiting phone call tomorrow but ready to launch telephone based rocket attack if answer is a "No". Have explained this is not a "Buy to Let" just a squaddie who doesn't live in his house because of doing his bit for Queen etc yet gets treated like a leper. Anyone come across this, or can recommend a "decent" lender who would not see this as a problem? Thanks in advance.