I am currently on Mat leave and have been for 5 months now, I am still on full pay until the end of this month. Can anyone tell me what happens paywise if I decide now that I do not want to go back? I am aware I will have to pay back the difference between SMP and the enhanced pay but how does this work? Especially if I leave and am not working or getting any income except Child Benefit at £80 a month? I havent made uo my mind just considering my options.