can someone please enlighten those of us who got on the housing market prior to the LSAP coming in for the army why we cant use the LSAP for Home improvements...such as loft conversions. On checking the criteria it states that LSAP can only be used for home improvements on Medical grounds. Surely we should all be eligible for this valuable money...as now i have to get a home owner loan....not the ideal situation. Any other views on this????