Help is required to clarify what exactly LOA is supposed to be for. Surely Living overseas allowance is for personnel and families to maintain the same standard of living as they do in the UK? If this is true then why does the rate increase the higher the rank you go? I feel that this is unfair Does a WO1 eat and drink moree than say a CPL? Does it cost him more to by his bread and milk and beer? Would it not be better to have one rate regardless of rank as I can see no reason why an allowance such as LOA should be discrimate from lower ranks. Whinge Over.