Can anyone tell me exactly what LOA is for? The reason I ask is because of the drop in the value of the pound, exchange rates are taking a hammering. I am in an overseas post and the amount of local currency we are now getting for our Â£ is down by approx 20% (and going down!). We have just qualified for LOA which if you have no kids = nothing, but if you are lucky and have kids you get about an extra Â£20 a month I am generalising here but my 'spending power' has reduced by approx Â£500 - 700 a month depending upon which monthly rate you use, but LOA only 'compensates?' me with an extra 20 quid? The cost of local food has also increased by approx 30% in the same time. I was under the impression that LOA was supposed to balance out these issues but there appears to be a huge difference here. Any clues?