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Listed as Insured on Motor Insurance Database?

#1
You can make sure your insurance broker has actually insured your car(s) by accessing the same database the Police use:

www.askmid.com

My car was listed but not that of Mrs B!

Sorted now: can be real hassle otherwise.
 
#2
It is, apparently, not unheard of for problems to be caused to innocent motorists by insurers taking a few days to update the database. The govt act on the assumption that it is 100% accurate 100% of the time which it obviously isnt ever going to be in real life.
 

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