Life insurance increase of 450% for being in the TA

I've been going through the process of getting life insurance and had the initial quote rise by £135 per month specifically because I'm in the TA (not warned for, or planning to deploy again in the near future).

Quite apart from whether it's worth having to work a weekend a month in the TA just to pay off the cost of being in the TA, I'd like to know if this is the typical difference between civvy and military premiums? The financial adviser seems to think it is but if so I'll be forced to hand in my kit.
I know a guy in EOD with premiums like that! Im £19 a month for me and wife at £150000 level term.That is including diving as a dangerous sport.
How much? I think you need to visit Pax and Fprces Financial before you go any further!

However, this may be another sign of the straitened times in which we now live!

As long as you are not EOD, SF or aircrew your premiums should be the same as a civvy.

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