This is a final warning to those who haven't yet decided whether or not to opt out of the IRC (LE) conversions, which are happening automatically as at 1 Nov 06 (for AGC SPS branch, other Corps/Arms may already have converted). Watch out brothers! When this first landed in my lap I was quite impressed that I would be converted from SSC to IRC without having to go through the indignity of begging to be selected. Then I looked into it a bit further..... If i took the IRC and then decided to get out, I would go on to PVR rates of pension, something that had mysteriously not been included on the policy letter that I saw. These rates are significantly below the compulsory rates, which you get if you just let your SSC lapse. Given that I only intended to serve on a 6 year SSC, the IRC conversion suddenly lost its financial appeal. If you want to serve to 50 and beyond then great, do nothing as conversion is automatic. If however you are uncertain, or don't want to convert, the onus is on you to make sure you remain on the SSC by writing to your MCM Div. Be careful LE community, don't get caught out in this stealthy pension reducing measure. Do what is right for your circumstance, but don't delay!! Anyone else have any views on this thread??