Been looking into kit insurance and am disgusted to find that Wilsons (the "Mil Insurance Specialists") feel that kit on issue to Reserves is obviously at a much higher risk than that on issue to Regs (another shining example of the failure in the 1 army concept). Right Dress for Regs Â£36.30 PA with a Â£20 excess per claim.... Same cover Reservist Right Dress - Â£63.98 PA with a Â£50 excess per claim! Two reasons for this post:- (1) A pointless bitch about the TA being penalised (again) (2) Anyone recommend any other policies? Had any experience of claims? Cheers!