jpa claims MMA

#1
if im on leave and then have to go on a course will the army pay for my petrol to and from my house. iv been on leave a while and had to go on 2 essential courses in my leave.

im based in BFG. usually they wont pay to get to your own house but surely its cheaper than me saying it was from camp

any help appreciated
 
#3
In my day if you were on leave at an address and had to go on a course then there was 2 options. You either claimed a 'hypothetical journey' from your home base to the course or you claimed the exact mileage from your leave address to the course.

We used to annotate Hypothetical journey on the claim form. Obviously we always claimed the highest mileage.

I would advise you to check with your own units admin staff to keep yourself right. Because your based in BFG you will probably only get the rate from your UK leave address.
 
#5
There is nothing wrong with claiming return duty journeys from your leave address - best thing would be to have a word with whoever would get your claim to audit if it were selected (probably your RAO) before you submit.

PW
 
#6
Before you go on your course get dispensation from your MTO [/b]in writing that you can use your private vehicle, then submit you claim and if you get audited - hey presto you have written authority!!!!!!!!!
 
B

Bottleosmoke

Guest
#7
bitterandtwisted said:
Before you go on your course get dispensation from your MTO [/b]in writing that you can use your private vehicle, then submit you claim and if you get audited - hey presto you have written authority!!!!!!!!!


You also have to have business insurance.
And proof of non availability of transport.
 
#8
Well played Bottlesmoke - but I think you will find most RAO's will overlook the business insurance, as long as you have insurance. I have not met one that thinks that is complete b0llocks - If your RAO plays that card hes clearly c0ck.
 
B

Bottleosmoke

Guest
#9
bitterandtwisted said:
Well played Bottlesmoke - but I think you will find most RAO's will overlook the business insurance. I have not met one that thinks that is complete b0llocks - If your RAO plays that cards hes clearly c0ck.
I agree its a load of bollocks; however it is now an LSI requirement for your MT Standing Orders to have a section titled Use of private vehicles.

Right pain in the hoop.
 
#10
Whether or not you agree with it if you use your car for duty journeys and don't have business insurance you are not insured for the journey - should you be unfortunate enough to have a smash your insurance company would have great delight in fobbing you off - at this point an MMA claim would be the least of your worries.

Any RAO who does not enforce this requirement is failing in his/her duty of care!!

PW
 
B

Bottleosmoke

Guest
#11
paywog said:
Whether or not you agree with it if you use your car for duty journeys and don't have business insurance you are not insured for the journey - should you be unfortunate enough to have a smash your insurance company would have great delight in fobbing you off - at this point an MMA claim would be the least of your worries.

Any RAO who does not enforce this requirement is failing in his/her duty of care!!

PW
Yeah thats fair enough too.

And these days, all units should be able to hire vehicles through their ADO which may well work out cheaper than an MMA claim anyway; therefore there should be no need for an MTO to ever issue a non availability of transport.

Nice theory !
 
#12
In order for me to get my Car Allowance from my company, I had to have "Business" use on my Car insurance. I rang Norwich Union up and it was added, at no extra expense.
 
#13
paywog said:
... should you be unfortunate enough to have a smash your insurance company would have great delight in fobbing you off -...
PW
I was unfortunate enough to be in an accident last year, but I dont recall at any stage my insurance company asking me "Why exactly were you travelling down the M1, was it Business or pleasure"
 
#14
IT_GEEK said:
paywog said:
... should you be unfortunate enough to have a smash your insurance company would have great delight in fobbing you off -...
PW
I was unfortunate enough to be in an accident last year, but I dont recall at any stage my insurance company asking me "Why exactly were you travelling down the M1, was it Business or pleasure"
I too was in this unfortunate position a couple of years ago - I have just dug out my copy of the claim form, one of the questions reads "State exact details of the journey at the time of the accident: From.........to......... What was the purpose of the journey? (The word Private is not sufficient)................................................"

You could always be economical with the truth but these people have ways of getting to the truth - it's what they do!!!

PW
 
#16
In the above example, the person will be travelling from their home residence to place of work. That does not need business insurance (I am not talking about the MMA rules now, just insurance in general), just as you do not need Business insurance to travel to work in your car normally. there is no difference. The difference would be if once at work, you then used your car for work purposes such as collecting stock etc etc.
 
B

Bottleosmoke

Guest
#17
IT_GEEK said:
Travelling to work is not "economical with the truth" and does not class as business from the insurers perspective
We are not talking about travelling to work. We are talking about claiming for journeys made in "our" own car when service means are not available; which as I said before, is increasingly unlikely due to the "ease" of which all units can now book hire cars.
 
#18
I refer you to my above post. The original poster is travelling from his home to a course location. Or ar you saying you will pay for him to come back and pick up the service transport to go on his course? :p
 
B

Bottleosmoke

Guest
#19
Home to work only applies to home to duty station.

If he is on a course, he isnt at his duty station; he is therefore entitled to transport to the course location.

There lies the problem!
 
#20
Travelling to work is not the issue here - most policies cover commuting from home to one place of work. Other duty journeys are "Class A business use" and to be covered for them the policy must state this. This is the same for civilians - any journeys undertaken in connection with work other than normal commuting to one place of work are not covered. The majority of insurers will include this for a nominal cost or even for nothing. Well worth it Ias far as I'm concerned.

PW
 

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