Joining the TA

#1
Hi all, first time poster

Just a quick question (I've searched but I can't find any other threads so please accept my apologies if already asked/answerwed).

I recently walked into my local ACO with a view to exploring joing the regulars. Its something I've always thought of doing but for one reason or another its never happened. After a failrly brief chat I was told that the amount of debt I was in (my own stupid fault and I'm paying it off) would disqualify me straight away so basically thanks but no thanks. This is fair enough and I'm not moaning about this. Like I say its all my own stupid fault.

My question is this. Would the same rules on debt apply to me joining the TA initially (therefore earning extra money to pay off my debts) and then joining the regulars in a couple of years time?

Thanks

GB

(Edited for stupid spelling)
 
#2
I shouldnt think it would matter about debt too much in the TA, in fact I dont think they even ask you.
 
#3
It also depends on what unit youare joining, if you are say joining a unit where the is a need to be security cleared ten they will do a deeper check on you i.e CCJ's etc. I hope this helps.

Stilts
 

RP578

LE
Book Reviewer
#4
Theoretically the only time this may come up is in answer to two questions on the application form (AFCO 4):
Do you have any debts that you would have difficulty repaying if you joined the Armed Forces?

Have you ever been bankrupt?
If you can answer 'No' to both, then shouldn't be a problem.
 
#5
RP578 said:
Theoretically the only time this may come up is in answer to two questions on the application form (AFCO 4):
Do you have any debts that you would have difficulty repaying if you joined the Armed Forces?

Have you ever been bankrupt?
If you can answer 'No' to both, then shouldn't be a problem.
I think you'll find the questions are:

Do you have any financial commitments which you will have difficulty in meeting if you join the Services?

Do you have a Bank of Building Society Account?

Not being pedantic in any way shape or form
 

RP578

LE
Book Reviewer
#6
Hassle said:
I think you'll find the questions are:

Do you have any financial commitments which you will have difficulty in meeting if you join the Services?

Do you have a Bank of Building Society Account?

Not being pedantic in any way shape or form
Not in the new purple coloured AFCO Form 4 (June 07) it isn't. The only questions on finances are Questions 47 & 48 as quoted by me above and Q.26 which reads: "Do you have a current account with a UK bank of building society?"

Not being pedantic in any way shape or form :wink:
 

RP578

LE
Book Reviewer
#8
To be honest mate, I've only seen it because it's part of the new TA Recruit Selection Guide. Should be out soon though.
 
#9
Thanks for all the answers folks

The lads at the AFCO basically said that my debts would put me into financial hardship, as I would be taking a significant paycut to join up. He also started asking me about my house (rented) and mobile phone contract.

Does no-one join the forces with a mobile phone contract then or their own house? :? Moving into barracks would mean I would have less outgoings and therefore actually more money each month but I digress...

Anyway am I right that if joining the TA in an Infantry role (there is a company near me in Derby) there shouldn't be any difficulties as long as I fufill all other requirements?
 

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